The Old Version Of RMB Changed To 40 Thousand Yuan, The Myth Of "Money Generating Money".

Just when people feel that money is really becoming "worthless", some "money" is becoming more and more valuable, and it is still very valuable.

If you keep it as a bookmark for a 1962 green dime, if you keep the 50 yuan old age gift from the 1980 edition, if you happen to pick up some 1 cents and 5 cents in 1981 in your savings pot...

Well, Congratulations!

You are rich!

This time your "

13 years of silence again erupting

RMB collection can not be regarded as a gate class. It is often linked with the stamp market, and the collection group is quite large.

Since the establishment of the people's Bank of China in 1948, a total of five RMB has been issued in China, respectively, in 1948, 1955, 1962, 1987 and 1999.

Among them, the fourth and fifth editions of RMB are still in circulation, and the first three editions are purely "collectibles".

"In fact, from the beginning of 1996 to the outbreak of the Asian financial crisis in July of 1997, there was a surge of money in the coin market. For many" old friends ", the craziness was still in sight.

However, since the second half of 1997, the price of coins has fallen sharply, almost falling to the bottom of the valley, and then began a full eight years of downturn.

Zhao Yong recalled to China Economic Weekly.

Zhao Yong is the founder and chairman of the largest postal currency card network trading platform, "Zhao Yong online", and has been on the market for more than 25 years.

In 2005, the market for coins began to recover slowly, but it was only mild.

Until 2010, the market suddenly accelerated and the price changed day by day. In the large first class coins market in Beijing, Shanghai and other places, the price of coins was so fast that it needed almost real-time query to trade.

"However, there are still some differences in the growth of the renminbi."

Zhao Yong said, "on the whole, there has been an increase of about 50% in the past year, but many scarce varieties have been pushed to a sky high price, rising by tens of times, hundreds of times or even higher."

The first and second editions of RMB, because of their long history and small circulation, have long been regarded as a collection of investment treasures. They have been chased by many people. Since 2005, almost every year they have maintained an annual increase of around 20%. In the past year, the increase was suddenly raised to about 70% to 80%, and the collection threshold was basically over hundreds of thousands of yuan.

In the current market, the most active and leading position is the third edition of the renminbi and the fourth edition of the renminbi.

In the third version of the renminbi, the largest currency was released in 1962, with the green corner of the pentagram watermark. It is commonly known as the "back green watermark one corner". A poor quality one is worth several thousand yuan, and the good product even reaches forty thousand yuan.

In 2008, the best "back green watermark" was only a few thousand yuan.

In the nine face value of the fourth set of RMB, the current popular market is the 1980 version of 50 yuan and 100 yuan, the former price has been fired to 3600 yuan, the latter also needs 1200 yuan or more.

If it is a continuous whole knife (that is, 100 sheets), the price will be 20% to 30% higher.

Compared with the same period last year, the price increase of 50 yuan in the 1980 edition is as high as four times, and the increase of 100 yuan is also close to 50%.

However, Zhao Yong also hints that some of the "newcomers" are not as simple as Renminbi, but there are still many ways.

"We must learn, otherwise we must pay tuition fees."

He said.

For example, it is also one of the third banknotes in the renminbi, including "red one corner" and "green one corner", and "ordinary one corner" and "green corner" have "watermark" and "no watermark". Some of these varieties can only sell dozens of pieces, others will reach several thousand yuan or even tens of thousands of yuan.

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Investment in "upstart" requires caution

Since the first two edition of RMB

One of the reasons is that the quality of the two edition is relatively easy to find in the market, and the price is still affordable. Two is optimistic about its future appreciation: since the fourth edition of RMB has been issued for over 20 years, there is no news yet, but it should not be too long.

The fifth version will gradually be recycled and the stock will be less and less.

However, the regulations on the management of Renminbi in People's Republic of China clearly stipulate that it is prohibited to illegally sell and sell renminbi that is still in circulation, and to circulate Renminbi and operate Renminbi in circulation, which shall be approved by the people's Bank of China.

Therefore, the fourth and fifth versions of the tradable sale are illegal.

"Everywhere in management is loose and tight, and all cities have specialized trading markets, which are basically private pactions, and supervision is very difficult.

Therefore, at present, the scale of the market is huge, and the paction is also very hot.

Zhao Yong said, "however, the renminbi countries that are still in circulation are not allowed to trade. This legal risk must be fully recognized and prepared by collectors and investors."

However, Zhao Yong added that the fourth and fifth versions of the RMB linked notes and commemorative banknotes could be traded. For example, the commemorative banknotes in the 50 years of the founding of the people's Republic of China and the commemorative banknotes of the Olympic Games are also popular varieties in the market at present, and the increase is also very high.

However, legal risk is not the only risk for investors to choose the "upmarket" variety.

"At present, the fourth edition of the renminbi market has been quite popular, and the main groups in the three categories of investment, speculation and collectors have almost merged into one another, resulting in a very alarming increase in their market share, so choosing the right time is very important."

Zhao Yong reminded that "the fourth edition and the fifth edition are relatively new varieties in the coin market, and the stock is relatively large. It is suitable for investors and speculators who have relatively large amount of money. Collectors and small investors must be vigilant against the risks of speculation and bubbles."

Another 50% increase this year?

Although many people believe that the "false fire" in the coin market is too prosperous, it is feared that the tragedy of 1997 will happen again, but Zhao Yong believes that this wave of market is quite different from the previous rounds.

He believes that from the emergence of reasons, the previous wave market is almost entirely hype, but this wave of market should say that there are several factors contributing to it: first, the improvement of people's living standards, and gradually become a demand of the common people; two, there are more fluidity on the market; three, China's investment channels are very limited; finally, it is a common psychology of inflation prevention among ordinary people, and the threshold and characteristics of coins are more suitable for ordinary people.

"Although the bubble of hot money is not ruled out, in general, the market is still relatively healthy."

Zhao Yong predicts that the market will increase by about 50% this year, but the situation of plate rotation may be more obvious.

For the three main groups with different purposes in the market, Zhao Yong gave different suggestions on operation: for collectors, he believed that the continuity and integrity of collection should be the first to be noticed, and that all kinds of plates should be involved. Secondly, we should pay great attention to the quality of products. "When there is a discount, the price will be several times worse."

For investors, you can look for every time period of high-quality coins and scarce varieties, as long as you do not buy counterfeit money, get a good return on investment is still more sure.

"Look for those pactions that are genuine and refundable."

Zhao Yong said.

For speculators, it is entirely a way of market and capital operation, and has little to do with collection.

It is only the low price of large capital to push up the price of a certain variety, and continuously deliver the goods in the process of pulling up.

Therefore, collectors and investors must pay attention to the fact that if the price of a particular breed is very volatile in the short term, it is necessary to consider whether there are speculators. If there are signs of hype, we should avoid entry and avoid risks.

Zhao Yong suggested.

The first edition of the renminbi has "six treasures".

1. Wu Bai's "Zhan de Cheng"

2. one thousand yuan "horse drinking water"

3. Wu Wan round "Mongolia bag"

4. Wu thousand round "shepherd".

5. 10000 circle "

6. 10000 round "camel team"

A set of good products of "six treasures" at present the market price has nearly 3 million yuan.