Ants Are Interviewed Again: Only By Standard And Order Can We Achieve Stability And Success

On April 12, the people's Bank of China held another meeting with the NPC, CPPCC and Bureau 1. Pan Gongsheng, vice president of the people's Bank of China, released a number of authoritative information in response to reporters' questions. Where will the platform enterprises represented by ant group go? The outline is becoming more and more clear.

First of all, the idea of standardized development is becoming more and more clear. From the Fifth Plenary Session of the 19th Central Committee of the Communist Party of China last year and the central economic work conference to the ninth meeting of the central financial and Economic Commission just held on March 15, a series of important arrangements have been made to strengthen anti-monopoly and prevent the disorderly expansion of capital, and put forward clear requirements for the practical prevention of risks. The policy background can be described as consistent. In particular, at the recent 9th meeting of the central financial and Economic Commission, the top leaders stressed that "China's platform economic development is in a critical period. We should focus on the long-term, take into account the current situation, make up the weak points, create an innovation environment, solve outstanding contradictions and problems, and promote the healthy and sustainable development of the platform economy.". No matter from the policy level, or the actual operation, whether based on the current situation or the layout of the article, the importance of the platform economy has been raised to a new height, and it has been further clarified that "operation according to law, innovation and healthy development" are the foundation of the platform economy.

In addition, after a close reading of the fourteenth five year plan for national economic and social development of the people's Republic of China and the outline of long-term goals for 2035, it is not only a hot word, but also one of the future development directions. Only if it is important, can we strengthen the regulation, and escort the healthy development of the healthy development, truly protect the entrepreneurship, protect the benign development of private enterprises, and provide a more healthy environment for all kinds of market entities.

Second, the framework of the rectification scheme has become clearer and clearer. In response to the reporter's question, he first affirmed the progress of ant group's rectification and said that they "worked out rectification plans under the guidance of financial management departments and actively carried out rectification work". However, the focus is still ahead - from directional requirements to specific plans, for ants, it is obvious that there are still many things to be done in rectification: from "grasping the work rhythm" to promoting the implementation in depth, from increasing financial technology innovation to ensuring that the user experience does not decline, from following the rules of order to serving the real economy and the needs of the masses, all aspects need to be earnestly implemented.

In response to the reporter's question, there are still five rectification items announced, but each one is more specific and in-depth. For example, in terms of rectifying unfair competition, it clearly proposed to "disconnect Alipay from other financial products such as" Huabei "," jiebei "and other financial products, and correct the illegal behavior of nesting credit business in the payment chain"; in terms of strict implementation of prudential supervision requirements, it specifically pointed out that it was necessary to "control high leverage and risk contagion" In the process of gradual refinement and continuous extension of the rectification work, there may be more and more "stock" problems or even "incremental" problems. These problems are not only faced by ants, but also related to the industry standards and operation standards of all platform enterprises, and the healthy and sustainable development of the entire platform economy.

Third, the attitude of fair regulation and open cooperation has become clearer.

The first is "finance is the foundation, and science and technology is empowered". In response to the reporter's question, it was pointed out that "platform enterprises should serve the real economy and guard against financial risks, and should not make science and technology become the" protective color "of illegal activities. This statement not only points out that science and technology will bring new momentum to this new economic format, but also shows the attitude of the regulatory authorities. For all platform enterprises, including ant group and other leading enterprises, such as playing the so-called "edge ball" of science and technology, confusing finance with science and technology, putting platform enterprises in the guise of "technology companies" to evade supervision, will not work, and fair supervision will not work The sun will shine on every corner of the platform economy.

Second, adhere to the "two unswervingly" principle as always. In response to the reporter's question, the emphasis on making a statement is not only to reassure all private enterprises, but also to show that they will continue to take practical actions to create a healthy and orderly market environment, safeguard "fairness", the cornerstone of market economic development, and make the private economy originated from the people better serve the people.

Third, it is necessary to "strengthen international cooperation in financial technology supervision". Productivity determines the relationship of production. Driven by digital economy, the surging tide of financial technology cannot be avoided. In the past ten years, the rapid development of financial technology and platform economy has brought unprecedented challenges to supervision. In order to build a new development pattern, we need to solve the current problems, but also need us to plan well how to prevent risks in the future, which is inseparable from international cooperation. From a broader perspective, this just confirms the statement of the supreme leader, "China's economy is a sea, and I would like to say that the world economy is also a sea. The world's oceans and seas are interlinked. ". Facing the sea, open your arms to embrace the spring flowers.

The tide is flat, the banks are wide, and the wind is sailing. Only in a standardized and healthy environment, can the platform economy be stable and develop into a better future!